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Quota share is a method of spreading the risk on an individual account through multiple insurers. What happens in a quota share is that insurance companies share a percentage of the […]

In this episode let’s talk about one key exclusion which is Environmental Pollution Liability. It is an exclusion on pretty much every policy unless that pollution was the direct result of […]

Directors and Officers (D&O) Liability Insurance, according to International Risk Management Institute (IRMI), is a type of liability insurance covering directors and officers for claims made against them while serving on […]

Employment Practices Liability Insurance (EPLI), according to International Risk Management Institute (IRMI), is a type of liability insurance covering wrongful acts arising from the employment process. The frequent type of claims […]

Why do you need to consider professional liability coverage for your aviation business and risks? According to the Insurance Risk Management Institute, Professional Liability is a type of liability coverage designed […]

We talked about a lot of exclusions and we said these exclusions are often here because those issues are better designed to be covered elsewhere. One of those is that exclusion […]

Endorsements (also referred to as Waivers) to an insurance policy amend coverage for items of a special circumstance, or that need specificity of a certain nature. Some of these endorsements are […]

All policies contain an Exclusion section, which specifies what the insurance company will not cover. This will vary in some degree from company to company and policy to policy so it […]